ANZ Spot Lucky Draw 2012


1. Lucky Draw eligibility

1.1     ANZ Spot Lucky Draw 2012 “Draw” is open to all eligible holders (“Cardmembers”) of ANZ credit or debit cards (“Card”) excluding:

a) Cardmembers who are employees of Australia and New Zealand Banking   Group Limited (the “Bank”) who are involved in relation to the Promotion, and/or the immediate families of such employees;

b) Cardmembers who are employees of S.P. Ng & Company, the advertising agencies of the Bank or any other party directly related to the  Draw; and

c) Cardmembers whose Card accounts have been suspended, cancelled or terminated before the crediting of the prize or prize money.

1.2     The validity of all qualifying Card accounts shall be determined by the Bank in its sole and absolute discretion. The Bank reserves the right to adjust or disqualify any Draw chances accumulated by any eligible Card account.


2. Allocation of Lucky Draw chances

2.1     Cardmember will need to submit an entry via email, after having charged a transaction to his Card account at an ANZ Spot participating merchant  during the qualifying period from 1 August to 31 October 2012. A list of participating merchants can be found at

2.2     Each qualifying entry sent to will be accorded one lucky draw chance. Multiple entries for the same Card transaction will be disqualified.

2.3     Cardmember will need to enter the Draw by sending an email to with the following details:

·         Name of Principal/Supplementary Cardmember (as per the Bank’s records):

·         National Registration/ Identification Card/ Passport number:

·         First 6-digit credit card number: 

·         Name of Merchant and Outlet:

·         Date of Transaction: DD/MM/YYYY

·         Amount charged:

All transactions made online or at the merchant’s premises during the qualifying period must be posted and captured in the Bank's system in order to qualify for the Draw. The winners will be randomly drawn from the pool of entries by means of a computerised draw under the supervision of an external auditor.

2.4     The qualifying transactions and allocation of chances will be based on the date of transaction and it has to be posted by 15 November 2012.

2.5     Lucky Draw entries are not transferable to other card account(s).


3. Administration of Lucky Draw results

3.1     A random selection of the winning entries will be made by means of a computerised system under the supervision of the external auditors of the Bank, S.P. Ng & Company. The Lucky Draw will be held on 15 November 2012, 3pm at the Bank’s office at 10 Collyer Quay, Ocean Financial Centre, #24-00, Singapore 049315.

3.2     Winners will be notified by mail on the redemption details by 30  November  2012. Results will be announced in Singapore’s TODAY newspaper and the Bank’s website by 23 November 2012.  

3.3     In the event that winner(s) is/are found to be not eligible for the Draw, the prize will be forfeited. The Bank reserves the right to draw reserve winners to substitute the disqualified winner(s). The Bank’s decision of the Lucky Draw result shall be final.

3.4     By sending the entry email, the Cardmember consents to the publishing of his/her name, national registration/ identification/passport number and photographs and participate in the publicity activities of the Bank in relation to the Draw, without any payment or compensation, by the Bank without limitation.


4. Prizes


4.1         There are 3 Grand prizes of 2N stay at Banyan Tree Phuket (worth SGD2,400) plus USD500 (SGD635) to be won. 1 winner will be drawn per country from Singapore, Indonesia and Vietnam.


4.2      There are 15 Consolation prizes of USD500 (SGD635) to be won. 5 winners will be drawn per country from Singapore, Indonesia and Vietnam.

4.3     The cash prizes will be credited into the winner’s Card account by 31 December 2012.

4.4     Winners of the Draw may win more than one single prize if they have more than one eligible entry.

4.5     All prizes are not exchangeable for cash or other items, and are neither transferable nor negotiable. All prizes are subject to terms and conditions, which will be printed in the winner’s letter.

4.6     The Bank will not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the prizes. The Bank is not an agent of the merchant participating in the Draw. Any dispute between a Cardmember and any merchant in respect of any prizes shall be resolved directly between the Cardmember and the merchant. The Bank shall not be liable for any loss, cost or damages of any kind resulting from the use of the prizes.

5. Decisions of the Bank

5.1     The decisions of the Bank on all matters relating to the Draw are final, conclusive and binding and no correspondence will be entertained.

5.2     Notwithstanding anything in these Terms and Conditions, the Bank reserves the right at any time in its reasonable discretion to determine and/or amend, by addition to, subtraction from or variation of, these Terms and Conditions, including but not limited to the eligibility terms and criteria, the selection of winners, and the timing of any act to be done, and all participants shall be bound by these amendments.

5.3     These Terms and Conditions shall be governed by the laws of Singapore, and all eligible Cardmembers who participate in the Draw shall be deemed to have agreed to submit to the exclusive jurisdiction of the Singapore Courts.